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Employers and Ex-Military Employees Benefits


The Hampton Roads Metropolitan area probably has the highest percentage of ex-military employees in the nation.  Ex-military employees typically do not elect to enroll in employer-sponsored health plans. This lowers benefits costs for area employers, but TRICARE still has out-of-pocket costs that can sting the pocketbook of these employees.  

Is there a product that can fill the gaps in TRICARE coverage? YES!  Employers can offer an employee-paid TRICARE supplement that can be paid by the employee on a pre-tax basis.  These supplements are very affordable and can make a difference when recruiting employees in Hampton Roads. Here is just a partial list of the advantages to offering a TRICARE supplement now:

  • The Feds have just raised the out-of-pocket costs for TRICARE Prime and TRICARE.
  • Why should employers ignore the needs of ex-military… fills an obvious need!
  • Can be offered on an Employee pay all basis for less than $70 per month typically
  • Distinguishes your company as military friendly in a competitive market
  • Will create employee loyalty and decreased turnover

Bottom line:  Employers with even a few ex-military employees should offer a TRICARE supplement as part of their employee benefits portfolio to help our ex-military lower their out-of-pocket medical expenses.

In his career, Gregg has developed specialized expertise in “consumer-driven” and high deductible health plans with HSA and HRA strategies, and sold the first HSA plans issued in Virginia through Assurant Health. He is an expert in analyzing plan design data and has served as account executive for national accounts such as Coca-Cola Enterprises and Tenet HealthCare. Gregg utilizes a strategic approach to establish goals based on each client’s unique culture and competitive environment, and measuring results against jointly established criteria. Gregg Kennerly is a Principal at Advanced Benefit Strategies of Virginia, LLC.
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